Be financially intelligent.

What is a salary?

Salary, is a specific amount of money that an employee is paid for work done.

The big question is which type do you earn?


Onion salary

You grab it, you open it, and you cry.


Storm salary

You don’t know when it’s coming or going.


Menstrual salary

It comes once a month and lasts only about four days.


Magic salary

You touch it and it disappears.


Amnesia salary

You can’t remember what you spent it on.


Time traveling salary

You spend it paying various debts even before you collect it.


Active salary

Once you stop working, it stops.

But there is another one called residual  income

What is residual Income?

You work once, and it keeps paying you over and over and over again even after you have stopped working.

Whether it’s magic salary, amnesia salary or onion salary, the moment it stops coming, your life becomes unbearable.

Financial literacy is the tool needed to transform your salary into a residual income, so you can create financial freedom and time freedom.

Only your investments can keep you going even after all the onions, amnesia , traveling, active salaries have left you drenched.

Research has it that the poorest group of people in the vast world are salary earners that are next to beggars. They live in a vicious cycle of poverty managed on 30 days. 

Salary is continuously being awaited every month and any slight delay brings about heartbreaking anxiety, pressure and disappointment.

“Salary Is a short term solution to a life time problem”

Salary is the medicine for managing poverty,  it doesn’t cure it , only your business or investments can cure poverty.

Salary alone cannot solve your money problems. You need multiple sources of income to balance.

The Zimra tax returns form contains about 11 income streams, salary is just one. Don’t live Your Life fishing with just one hook, there are many fishes in the ocean.

Salary Is the value someone has put on your effort, how much do you value yourself?

You can’t increase in value, unless you value yourself differently.

Life Is a trade off between time, effort and reward. To be rewarded more, you have to become more valuable.

Most salary earners end up poor in the long and short term.

“Salary is the bribe they give you to forget your dreams”

I am not saying you shouldn’t work, but at least, have multi streams of income 

Did you know that just by being around high performance individuals you can increase your own performance by 15%+

Let me know if this article was of any value to you.

Everything is Possible.

If you are looking for support with starting your own business, growing your business and scaling up your business please don’t hesitate to contact me.


Do you want to take your life to the next level? Work with me privately.

If you’d like to work directly with me to reach your highest potential, become a better version of yourself, increase your income, achieve your ambitious goals, grow and flourish in your personal and professional life.

To discuss your specific situation

Call me Now.



I am looking forward to start working with you soon,

Luke Moyana

Founder/CEO Business Wealth Network.

| Professional Business Coach | Personal Development Coach | Business Consultant |Motivational Speaker | Mentor | Trainer | Facilitator |

| MBA Milan Italy |

| MBA Catholic University ZW |

Multi Award Winning Business Coach.

ICMF Business Coach of the Year 2022.

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